Management team

Here are the visionaries who manage the inner workings of X10, ensuring that each and every one of our clients get nothing but first-rate, prompt and courteous service. The X10 management team comprises highly experienced and qualified professionals, equipped with stellar credentials from world-renowned institutions and instilled with a desire to serve well. Rest assured, you’re in good hands.

Karan Bhatia

Karan Bhatia

CFA – CEO / Managing Director

An experienced credit professional with more than a decade of experience in global markets including Asia and America under his belt, Karan is the CEO of X10 Financial Services Limited and is a key member of the Inflexionpoint Acquisition Corp Limited.

Prior to becoming a part of the Inflexionpoint’s winning team, he worked with the Strategic Investment Group at Deutsche Bank where he handled debt investment in special situations across Asia. Karan completed his Bachelors in Engineering from the University of Mumbai and holds an MBA degree from New York University, Stern Business School, and an MS from University of Southern California.

Pooja Sondhi

Pooja Sondhi

Vice President, Technology and Operations

Pooja Sondhi holds a Masters degree in Finance from Kurukshetra University and Bachelors Degree in Commerce from Delhi University. She is also PMP certified.

Pooja brings to the company 11 years of working experience in Loans Operations and Technology segment of the business. She has worked extensively in Business Analysis within Retail Banking and Lending/Financial/BSFI sectors. Before joining X10 Financial Services Limited, Pooja worked with some of the leading finance companies in India including IndiaBulls Financial Services Ltd, and Open Solutions Software Services Pvt. Ltd. Her last job was as the Head of Operations and IT at Intec Capital Ltd.

Pooja heads the operations team at X10 Financial Services Limited and guides it to develop a strong operations base along with using the latest loan management technologies to streamline the process. Her experience in the field has helped us strengthen our business model from origination of a client till after loan services and management of accounts.

Hemant Kumar

Hemant Kumar

Vice President - Portfolio Management

Hemant is a banking & finance professional with 15 years of experience in Credit & Risk Management, Relationship Management and Stressed Asset Management & Collections. He has extensive experience in managing Working Capital, Term & Project Finance and Trade Finance products and in developing Specialized Analysis (Portfolio Trends) / MISs and development & implementation of programs for early detection (EWS) of stress in portfolio.

He has extensively worked in MSME and Mid Corporate segments with organizations like HDFC Bank, ICICI Bank, DCB Bank etc. Prior to joining X10, he was working with Bibby Financial Services (India) Private Limited, as Vice President- Credit & Risk. At X 10, Hemant is responsible for managing the existing Portfolio, overseeing Credit & Risk Management and supporting the building up of clean and profitable asset book.

Hemant holds a PGDBA in Finance & Marketing from ICFAI Business School and CFA from Institute of Chartered Financial Analysts of India (ICFAI) Hyderabad. He is a Certified Associate of Indian Institute of Bankers (CAIIB) and holds an Advance Diploma in Personnel Management & Industrial Relations. He is a certified Asset Based Financer having Certification from The Asset Based Finance Association Ltd. (ABFA) UK.

Asim Hussain

Asim Hussain

Head of Sales

Asim Hussain is the Head of Sales at X10 Financial Services Limited. He carries over 17 years of banking and financial services experience in the Small & Medium Enterprises domain. Having commenced his professional career with Tata Motors, he has worked in various senior capacities at ICICI Bank, ABN Amro Bank, HSBC, Bibby Financial Services and Hero Group.

Asim is a graduate in Electrical Engineering from the National Institute of Technology-Jaipur and Post Graduate in Management from IMT-Ghaziabad. He has held leadership roles in Sales, Product and Portfolio Management and served on management committees. He also set up his own online venture in SME advisory and finance syndication.

Accreditations

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